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“Since starting my business, I have been able to help our family’s household income and also contribute to the government by paying taxes, and I am able to get retirement benefits as well.”

– Naw Say Phaw


Economic Impact:

Areas of Assistance:

  • Capital Infusion: $16,000

  • Permits, Licenses and Certifications

  • Owner Investment: $6,000

  • Grant Applications

  • New Business Start

  • Bookkeeping

  • Jobs Created: 1

  • Merchandising

Description of Business:

Business owner Naw Say Phaw came to San Diego in 2014 as a refugee from Malaysia with her husband and child. Upon resettling in San Diego, Naw Say became a stay-at-home parent but her ultimate goal was to work outside of the home. She wanted to start her own business but had no previous experience and she was also unsure of the various licenses, permits and regulations required on the local, state and federal levels.

Naw Say came to the IRC-SBDC for help, and after receiving a wide variety of technical assistance, AYA Mini Market was launched. To learn more, see her website or visit the store at 4651 University Ave, San Diego, CA 92105.

Use of Capital Infusion Funds:

The financing was utilized to purchase inventory and to provide working capital.


San Diego, CA 92105